| Share (Savings) Accounts |
| Closing account within 6 months after opened |
$25.00 |
|
Copies of
past statements |
$2.00 |
|
|
| Individual Retirement Accounts |
| Annual maintenance fees |
No charge |
|
|
| Share Draft Accounts |
| Share draft printing |
Member pays |
| Overdraft charge/item |
$20.00 |
| Stop payment |
$15.00 |
| Copy of statement (not original) |
$2.00 |
| Overdraft protection transfer |
$2.00 |
|
Overdraft
protection loan draw |
$3.00 |
| To close an account for abuse |
$25.00 |
| Monthly service charge |
No charge |
| Drafts clearing per month |
No charge |
| Account reconciliation (minimum 1 hour) |
$25.00 per hour |
|
|
| ATM Cardholders |
|
Deposits |
No charge |
| Reissue of lost or stolen ATM card |
$5.00 |
|
Reissue of personal identification number (PIN) |
$5.00 |
|
|
| ATM
with Share Draft Checking Only |
|
| Monthly service fee |
No charge |
|
Up to 2 ATM cards |
No charge |
| Up to 10 transactions per month |
No charge |
| Over 10
transactions per month |
$0.75
each |
|
|
| ATM
with Share Savings Only |
|
| Monthly service fee |
$1.00 |
|
Up to 2 ATM cards |
No charge |
| Up to 3 transactions per month |
No
charge |
| Over 3
transactions per month |
$0.75
each |
|
|
| MasterCard Credit Cards |
| Annual Fee |
No charge |
| Gold Card Annual Fee |
No charge |
| Cash Advance (In office) |
$2.00 |
| Cash Advance (ATM) |
$2.00 |
| Over Limit |
$10.00 |
| Replacement card |
$10.00 |
| Returned check |
$10.00 |
| Late payment |
$10.00 |
|
|
| Phone transfers (6 per month) |
No charge |
| Other Charges |
| To certify a check |
$5.00 |
| Money Orders |
$2.00 |
| Travelers Checks |
No charge |
| Notary service
(members) |
No charge |
|
Notary services (non-members) |
$10.00 |
| Wire transfer fee (Outgoing) |
$15.00 |
|
Wire transfer fee (Receiving) |
$5.00 |
|
Direct deposit |
No charge |
|
Payroll allotment |
No charge |
|
Phone inquiries |
No charge |
| Phone transfers (6 per month) |
No charge |
| Return
Deposited Checks (written by member) |
$20.00 |
| Return
Deposited Checks (written by other party) |
$5.00 |
| Teller
(Village Credit Union) checks |
1 free
per day |
| Teller
(Village Credit Union) checks (more then one) |
$2.00
per check |
| Stop pay
on Teller check |
$15.00 |
| Void
Teller check |
$5.00 |
|
Garnishment/Levies |
$15.00 |
| Dormant
Account monthly fees |
$10.00 |
| Return
mail for incorrect address |
$2.00 |
|
|
|
Money Market
Accounts |
| Over 3
withdrawals per month |
$10.00 |
| Copies
of past statements |
$2.00 |
