If you’re watching the first home buyer’s video, be sure to view and/or print a copy of our “Buying Your First Home Worksheet.” This is a great tool to follow-along with the video, and refer back to during the home buying process.
FREE Budgeting Worksheet – Get yourself started on the right foot by downloading a copy of our FREE Budgeting Worksheet. Write down your expenditures, and then create a budget based on the 10/10/80 Rule:
Save 10% of your net income
Give 10% of your net income
Spend 80% of your net income.
Read our article, “How to Live On a Budget…and Still Have a Life!” for more tips for creating a successful budget!
(From the Summer 2012 issue of our newsletter)
Fraudsters can use a special scanner to collect data off a debit card that can later be used to make unauthorized purchases. Often, the person owning the card has no idea that their information has been compromised.
These debit card scanners can be installed on ATMs or gas station pumps and many are virtually undetectable. A camera or magnetic device set up nearby can then captures the PIN entered by the victim. The PIN and the card number collected from the scanner give the fraudster all the information he needs. The victim is unaware his information has been compromised until he notices strange and usual purchases made on his account.