Be sure to visit our Rates page to see if you could be earning more with us!




Frequently Asked Questions

Have a question that’s not answered below?  You’re welcome to contact us immediately, or post your question in the “Comment” section below and we’ll answer your question…plus, we may even add it to our FAQ page!

    • What is your routing number?  273073851
    • How do I find the routing number and account number on my checks? 
    • How do I report a lost or stolen debit or credit card? To report a lost or stolen debit or credit card, please call 1-800-234-5354 anytime 24 hours a day, 7 days a week.
    • How long does it take to get approved for a loan? Usually you hear back from a loan officer within 2 business days.
    • What’s the best way to start a loan application? Our secure online loan applications are a great way to get your loan started!  You can also stop in to apply if that’s more convenient.
    • Do you offer First Mortgage loans? Yes! You can find more details here: http://www.villagecu.org/what-we-offer/#loans
    • What is the minimum credit score for a Home Loan?  640
    • What are Village’s hours? You can find our hours here: http://www.villagecu.org/get-to-know-us/#contact
    • Can I share Village membership with my family?  Yes!  We serve anyone who lives or works in the following Iowa counties: Polk, Dallas, Boone, Story, Jasper, Marion, Warren or Madison. We can also serve the family members of anyone who lives or works in those counties.
    • Do I get a debit card with my savings account? No. Debit cards are only offered with checking accounts, however our checking accounts are free, and can be opened in-person or possibly by phone or online. Call us for details!




  • Jag Aggarwal says:

    I live in Kansas. Can I open an account with your credit union ?

    • Becky says:

      You can be a member of Village Credit Union if you live or work in the Iowa counties of Polk, Dallas, Boone, Story, Jasper, Marion, Warren or Madison, or if you are the family member of a person who lives or works in one of these eight counties. If you have that connection, we would love to have you as a member, and you can join online here: http://www.villagecu.org/join-now/.

  • Asmir says:

    Can i mail in a payment?

    • Becky says:

      If you’re referring to a loan payment, yes, you can. Just be sure to write on the check (or include a note with the check) that tells us what the payment is for. Include the name on the account, the member number and the loan number. However, if your payment is due within the next 48 business hours, please stop in with your payment as we cannot guarantee delivery of postal mail.

      Also, in the future, a more reliable way to contact us is to complete the “Contact Us” form on our website at http://www.villagecu.org/get-to-know-us/. Thanks!

  • Omar says:

    Do you accept money orders if i’m mailing in a payment?

  • Becky Seidenkranz says:

    Can I get a new loan status on line? Or do I need to come in or call?

    • Becky says:

      If your loan has been approved, it should appear in Online Banking (Virtual Branch). If your loan is still being processed, you will need to call or stop in to determine the status. Thank you!

  • Annette Owenson says:

    Does the Credit Union have the app to allow deposits with a smart phone?

    • Becky says:

      Unfortunately, we don’t have that app. However, you can always deposit your check via an ATM that accepts deposits, and if you use a Privileged Status ATM, you will not incur a fee from the ATM’s owner. You can locate Privileged Status ATMs near you here: https://www.shazam.net/

  • LouAnn Hurd says:

    How can I change my login password?

    • Becky says:

      We assume you’re referring to online banking, but let us know if not. On the first login page of Virtual Branch (https://www.financial-net.com/villagecu/), click on “Forgot Security Code?” and it will walk you through how to retrieve or reset your password. If you’re still unable to login, please call us at 515-243-4400.

  • ruth ann seiberling says:

    can I look at my master card account to see if money was return to my acc0unt after an item was return to the company I brought it from?

    • Becky says:

      Absolutely! Our “MyCardInfo” service lets you login to your credit card account, see your transactions, set all types of alerts, and even make a payment to your card! Simply click on the “MyCardInfo” link at the top of our website to get started. If you have any questions or problems, please call us! 515-244-4400.

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Latest News & Closings

  • August 30, 2019Planned Merger of Village CU with Collins Community CU. >>Click here to learn more.
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Village Credit Union
601 E. Court Avenue
Des Moines, IA 50309
(515) 243-4400
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